LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,795
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,877
−HK$1,100/mo
Today · 4.125%
HK$36,977
baseline
▲ 0.50% · 4.625%
HK$39,227
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,954/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,709
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,747
−HK$1,053/mo
Today · 4.125%
HK$40,800
baseline
▲ 0.50% · 4.625%
HK$42,951
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,600/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,754
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,052
−HK$1,320/mo
Today · 4.125%
HK$44,372
baseline
▲ 0.50% · 4.625%
HK$47,072
+HK$2,700/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$88,744/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,451
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,696
−HK$1,264/mo
Today · 4.125%
HK$48,960
baseline
▲ 0.50% · 4.625%
HK$51,541
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$97,920/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,713
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$50,228
−HK$1,539/mo
Today · 4.125%
HK$51,767
baseline
▲ 0.50% · 4.625%
HK$54,917
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,534/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,192
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,646
−HK$1,474/mo
Today · 4.125%
HK$57,120
baseline
▲ 0.50% · 4.625%
HK$60,131
+HK$3,011/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,240/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,631
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,579
−HK$1,979/mo
Today · 4.125%
HK$66,558
baseline
▲ 0.50% · 4.625%
HK$70,608
+HK$4,050/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,116/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,676
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,545
−HK$1,895/mo
Today · 4.125%
HK$73,440
baseline
▲ 0.50% · 4.625%
HK$77,311
+HK$3,871/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,880/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,218 · Scale 2, in force from 26 Feb 2026)