LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,796
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,879
−HK$1,099/mo
Today · 4.125%
HK$36,978
baseline
▲ 0.50% · 4.625%
HK$39,228
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,956/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,710
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,749
−HK$1,053/mo
Today · 4.125%
HK$40,802
baseline
▲ 0.50% · 4.625%
HK$42,953
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,604/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,755
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,054
−HK$1,320/mo
Today · 4.125%
HK$44,374
baseline
▲ 0.50% · 4.625%
HK$47,074
+HK$2,700/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$88,748/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,453
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$47,698
−HK$1,264/mo
Today · 4.125%
HK$48,962
baseline
▲ 0.50% · 4.625%
HK$51,543
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$97,924/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,715
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,230
−HK$1,540/mo
Today · 4.125%
HK$51,770
baseline
▲ 0.50% · 4.625%
HK$54,920
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,540/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,195
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,648
−HK$1,475/mo
Today · 4.125%
HK$57,123
baseline
▲ 0.50% · 4.625%
HK$60,134
+HK$3,011/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,246/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,633
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,581
−HK$1,980/mo
Today · 4.125%
HK$66,561
baseline
▲ 0.50% · 4.625%
HK$70,611
+HK$4,050/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,122/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,679
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,548
−HK$1,895/mo
Today · 4.125%
HK$73,443
baseline
▲ 0.50% · 4.625%
HK$77,315
+HK$3,872/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,886/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,243 · Scale 2, in force from 26 Feb 2026)