LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,797
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,880
−HK$1,099/mo
Today · 4.125%
HK$36,979
baseline
▲ 0.50% · 4.625%
HK$39,229
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,958/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,712
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,750
−HK$1,053/mo
Today · 4.125%
HK$40,803
baseline
▲ 0.50% · 4.625%
HK$42,954
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,606/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,757
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,056
−HK$1,319/mo
Today · 4.125%
HK$44,375
baseline
▲ 0.50% · 4.625%
HK$47,075
+HK$2,700/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$88,750/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,454
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,700
−HK$1,264/mo
Today · 4.125%
HK$48,964
baseline
▲ 0.50% · 4.625%
HK$51,545
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$97,928/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,716
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,231
−HK$1,540/mo
Today · 4.125%
HK$51,771
baseline
▲ 0.50% · 4.625%
HK$54,921
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,542/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,196
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,650
−HK$1,474/mo
Today · 4.125%
HK$57,124
baseline
▲ 0.50% · 4.625%
HK$60,135
+HK$3,011/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,248/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,635
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,583
−HK$1,980/mo
Today · 4.125%
HK$66,563
baseline
▲ 0.50% · 4.625%
HK$70,613
+HK$4,050/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,126/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,681
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,550
−HK$1,895/mo
Today · 4.125%
HK$73,445
baseline
▲ 0.50% · 4.625%
HK$77,317
+HK$3,872/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,890/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,259 · Scale 2, in force from 26 Feb 2026)