LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,798
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,880
−HK$1,100/mo
Today · 4.125%
HK$36,980
baseline
▲ 0.50% · 4.625%
HK$39,230
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,960/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,712
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,751
−HK$1,053/mo
Today · 4.125%
HK$40,804
baseline
▲ 0.50% · 4.625%
HK$42,955
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,608/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,758
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$43,056
−HK$1,320/mo
Today · 4.125%
HK$44,376
baseline
▲ 0.50% · 4.625%
HK$47,076
+HK$2,700/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$88,752/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,455
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,701
−HK$1,264/mo
Today · 4.125%
HK$48,965
baseline
▲ 0.50% · 4.625%
HK$51,546
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$97,930/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,717
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,233
−HK$1,539/mo
Today · 4.125%
HK$51,772
baseline
▲ 0.50% · 4.625%
HK$54,922
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,544/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,197
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,651
−HK$1,474/mo
Today · 4.125%
HK$57,125
baseline
▲ 0.50% · 4.625%
HK$60,137
+HK$3,012/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,250/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,636
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,585
−HK$1,979/mo
Today · 4.125%
HK$66,564
baseline
▲ 0.50% · 4.625%
HK$70,614
+HK$4,050/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,128/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,682
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,551
−HK$1,896/mo
Today · 4.125%
HK$73,447
baseline
▲ 0.50% · 4.625%
HK$77,318
+HK$3,871/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,894/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,271 · Scale 2, in force from 26 Feb 2026)