LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,799
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,881
−HK$1,100/mo
Today · 4.125%
HK$36,981
baseline
▲ 0.50% · 4.625%
HK$39,231
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,962/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,713
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,751
−HK$1,054/mo
Today · 4.125%
HK$40,805
baseline
▲ 0.50% · 4.625%
HK$42,956
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,610/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,758
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,057
−HK$1,320/mo
Today · 4.125%
HK$44,377
baseline
▲ 0.50% · 4.625%
HK$47,077
+HK$2,700/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$88,754/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,456
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,702
−HK$1,264/mo
Today · 4.125%
HK$48,966
baseline
▲ 0.50% · 4.625%
HK$51,547
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$97,932/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,718
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,234
−HK$1,539/mo
Today · 4.125%
HK$51,773
baseline
▲ 0.50% · 4.625%
HK$54,923
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,546/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,198
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,652
−HK$1,475/mo
Today · 4.125%
HK$57,127
baseline
▲ 0.50% · 4.625%
HK$60,138
+HK$3,011/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,254/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,638
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,586
−HK$1,980/mo
Today · 4.125%
HK$66,566
baseline
▲ 0.50% · 4.625%
HK$70,616
+HK$4,050/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$133,132/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,684
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,553
−HK$1,895/mo
Today · 4.125%
HK$73,448
baseline
▲ 0.50% · 4.625%
HK$77,320
+HK$3,872/mo
Deposit HK$1.53M · loan HK$13.73M · min. income ≈ HK$146,896/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,283 · Scale 2, in force from 26 Feb 2026)