LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,800
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,882
−HK$1,100/mo
Today · 4.125%
HK$36,982
baseline
▲ 0.50% · 4.625%
HK$39,232
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,964/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,714
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,753
−HK$1,053/mo
Today · 4.125%
HK$40,806
baseline
▲ 0.50% · 4.625%
HK$42,957
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,612/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,760
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,059
−HK$1,320/mo
Today · 4.125%
HK$44,379
baseline
▲ 0.50% · 4.625%
HK$47,079
+HK$2,700/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$88,758/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,457
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,703
−HK$1,264/mo
Today · 4.125%
HK$48,967
baseline
▲ 0.50% · 4.625%
HK$51,548
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$97,934/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,720
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,235
−HK$1,540/mo
Today · 4.125%
HK$51,775
baseline
▲ 0.50% · 4.625%
HK$54,925
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,550/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,200
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,654
−HK$1,475/mo
Today · 4.125%
HK$57,129
baseline
▲ 0.50% · 4.625%
HK$60,140
+HK$3,011/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,258/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,640
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,588
−HK$1,980/mo
Today · 4.125%
HK$66,568
baseline
▲ 0.50% · 4.625%
HK$70,618
+HK$4,050/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,136/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,686
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,555
−HK$1,896/mo
Today · 4.125%
HK$73,451
baseline
▲ 0.50% · 4.625%
HK$77,323
+HK$3,872/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,902/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,302 · Scale 2, in force from 26 Feb 2026)