LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,800
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,883
−HK$1,100/mo
Today · 4.125%
HK$36,983
baseline
▲ 0.50% · 4.625%
HK$39,233
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,966/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,715
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,753
−HK$1,054/mo
Today · 4.125%
HK$40,807
baseline
▲ 0.50% · 4.625%
HK$42,958
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,614/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,760
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,059
−HK$1,320/mo
Today · 4.125%
HK$44,379
baseline
▲ 0.50% · 4.625%
HK$47,080
+HK$2,701/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$88,758/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,458
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,704
−HK$1,264/mo
Today · 4.125%
HK$48,968
baseline
▲ 0.50% · 4.625%
HK$51,549
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$97,936/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,720
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,236
−HK$1,540/mo
Today · 4.125%
HK$51,776
baseline
▲ 0.50% · 4.625%
HK$54,926
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,552/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,201
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,655
−HK$1,474/mo
Today · 4.125%
HK$57,129
baseline
▲ 0.50% · 4.625%
HK$60,141
+HK$3,012/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,258/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,641
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,589
−HK$1,980/mo
Today · 4.125%
HK$66,569
baseline
▲ 0.50% · 4.625%
HK$70,619
+HK$4,050/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,138/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,687
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,556
−HK$1,896/mo
Today · 4.125%
HK$73,452
baseline
▲ 0.50% · 4.625%
HK$77,324
+HK$3,872/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,904/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,310 · Scale 2, in force from 26 Feb 2026)