LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,801
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,883
−HK$1,100/mo
Today · 4.125%
HK$36,983
baseline
▲ 0.50% · 4.625%
HK$39,233
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,966/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,715
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,754
−HK$1,053/mo
Today · 4.125%
HK$40,807
baseline
▲ 0.50% · 4.625%
HK$42,958
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,614/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,761
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,060
−HK$1,320/mo
Today · 4.125%
HK$44,380
baseline
▲ 0.50% · 4.625%
HK$47,080
+HK$2,700/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$88,760/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,459
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,705
−HK$1,264/mo
Today · 4.125%
HK$48,969
baseline
▲ 0.50% · 4.625%
HK$51,550
+HK$2,581/mo
Deposit HK$6.10M · loan HK$9.16M · min. income ≈ HK$97,938/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,721
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,237
−HK$1,539/mo
Today · 4.125%
HK$51,776
baseline
▲ 0.50% · 4.625%
HK$54,927
+HK$3,151/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,552/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,202
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,655
−HK$1,475/mo
Today · 4.125%
HK$57,130
baseline
▲ 0.50% · 4.625%
HK$60,141
+HK$3,011/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,260/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,641
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,590
−HK$1,979/mo
Today · 4.125%
HK$66,569
baseline
▲ 0.50% · 4.625%
HK$70,620
+HK$4,051/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,138/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,688
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,557
−HK$1,896/mo
Today · 4.125%
HK$73,453
baseline
▲ 0.50% · 4.625%
HK$77,325
+HK$3,872/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,906/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,317 · Scale 2, in force from 26 Feb 2026)