LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,803
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,885
−HK$1,100/mo
Today · 4.125%
HK$36,985
baseline
▲ 0.50% · 4.625%
HK$39,236
+HK$2,251/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,970/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,718
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,756
−HK$1,054/mo
Today · 4.125%
HK$40,810
baseline
▲ 0.50% · 4.625%
HK$42,961
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,620/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,763
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,063
−HK$1,319/mo
Today · 4.125%
HK$44,382
baseline
▲ 0.50% · 4.625%
HK$47,083
+HK$2,701/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,764/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,461
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,708
−HK$1,264/mo
Today · 4.125%
HK$48,972
baseline
▲ 0.50% · 4.625%
HK$51,553
+HK$2,581/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,944/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,724
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,240
−HK$1,540/mo
Today · 4.125%
HK$51,780
baseline
▲ 0.50% · 4.625%
HK$54,930
+HK$3,150/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,560/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,205
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,659
−HK$1,475/mo
Today · 4.125%
HK$57,134
baseline
▲ 0.50% · 4.625%
HK$60,145
+HK$3,011/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,268/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,645
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,594
−HK$1,980/mo
Today · 4.125%
HK$66,574
baseline
▲ 0.50% · 4.625%
HK$70,625
+HK$4,051/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,148/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,692
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,561
−HK$1,896/mo
Today · 4.125%
HK$73,457
baseline
▲ 0.50% · 4.625%
HK$77,330
+HK$3,873/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,914/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,352 · Scale 2, in force from 26 Feb 2026)