LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,804
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,887
−HK$1,100/mo
Today · 4.125%
HK$36,987
baseline
▲ 0.50% · 4.625%
HK$39,237
+HK$2,250/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,974/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,719
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,758
−HK$1,053/mo
Today · 4.125%
HK$40,811
baseline
▲ 0.50% · 4.625%
HK$42,962
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,622/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,765
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,064
−HK$1,320/mo
Today · 4.125%
HK$44,384
baseline
▲ 0.50% · 4.625%
HK$47,085
+HK$2,701/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,768/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,463
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,709
−HK$1,264/mo
Today · 4.125%
HK$48,973
baseline
▲ 0.50% · 4.625%
HK$51,555
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,946/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,726
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$50,241
−HK$1,540/mo
Today · 4.125%
HK$51,781
baseline
▲ 0.50% · 4.625%
HK$54,932
+HK$3,151/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,562/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,207
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$55,661
−HK$1,474/mo
Today · 4.125%
HK$57,135
baseline
▲ 0.50% · 4.625%
HK$60,147
+HK$3,012/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,270/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,647
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,596
−HK$1,980/mo
Today · 4.125%
HK$66,576
baseline
▲ 0.50% · 4.625%
HK$70,627
+HK$4,051/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,152/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,694
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,564
−HK$1,896/mo
Today · 4.125%
HK$73,460
baseline
▲ 0.50% · 4.625%
HK$77,332
+HK$3,872/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,920/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,371 · Scale 2, in force from 26 Feb 2026)