LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,806
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,888
−HK$1,100/mo
Today · 4.125%
HK$36,988
baseline
▲ 0.50% · 4.625%
HK$39,239
+HK$2,251/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,976/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,721
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,759
−HK$1,054/mo
Today · 4.125%
HK$40,813
baseline
▲ 0.50% · 4.625%
HK$42,964
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,626/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,767
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,066
−HK$1,320/mo
Today · 4.125%
HK$44,386
baseline
▲ 0.50% · 4.625%
HK$47,087
+HK$2,701/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,772/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,465
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,711
−HK$1,265/mo
Today · 4.125%
HK$48,976
baseline
▲ 0.50% · 4.625%
HK$51,557
+HK$2,581/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,952/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,728
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,244
−HK$1,540/mo
Today · 4.125%
HK$51,784
baseline
▲ 0.50% · 4.625%
HK$54,935
+HK$3,151/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$103,568/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,209
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,663
−HK$1,475/mo
Today · 4.125%
HK$57,138
baseline
▲ 0.50% · 4.625%
HK$60,150
+HK$3,012/mo
Deposit HK$4.58M · loan HK$10.68M · min. income ≈ HK$114,276/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,650
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,599
−HK$1,980/mo
Today · 4.125%
HK$66,579
baseline
▲ 0.50% · 4.625%
HK$70,630
+HK$4,051/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,158/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,698
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,567
−HK$1,896/mo
Today · 4.125%
HK$73,463
baseline
▲ 0.50% · 4.625%
HK$77,336
+HK$3,873/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,926/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,398 · Scale 2, in force from 26 Feb 2026)