LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,807
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,890
−HK$1,100/mo
Today · 4.125%
HK$36,990
baseline
▲ 0.50% · 4.625%
HK$39,241
+HK$2,251/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,980/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,723
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,761
−HK$1,054/mo
Today · 4.125%
HK$40,815
baseline
▲ 0.50% · 4.625%
HK$42,966
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,630/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$572,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,769
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,068
−HK$1,320/mo
Today · 4.125%
HK$44,388
baseline
▲ 0.50% · 4.625%
HK$47,089
+HK$2,701/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,776/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,467
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,714
−HK$1,264/mo
Today · 4.125%
HK$48,978
baseline
▲ 0.50% · 4.625%
HK$51,560
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,956/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,730
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,246
−HK$1,540/mo
Today · 4.125%
HK$51,786
baseline
▲ 0.50% · 4.625%
HK$54,937
+HK$3,151/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,572/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,212
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,666
−HK$1,475/mo
Today · 4.125%
HK$57,141
baseline
▲ 0.50% · 4.625%
HK$60,153
+HK$3,012/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,282/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,653
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,602
−HK$1,980/mo
Today · 4.125%
HK$66,582
baseline
▲ 0.50% · 4.625%
HK$70,634
+HK$4,052/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,164/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,701
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,571
−HK$1,896/mo
Today · 4.125%
HK$73,467
baseline
▲ 0.50% · 4.625%
HK$77,339
+HK$3,872/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,934/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,426 · Scale 2, in force from 26 Feb 2026)