LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,810
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,893
−HK$1,100/mo
Today · 4.125%
HK$36,993
baseline
▲ 0.50% · 4.625%
HK$39,244
+HK$2,251/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,986/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,726
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,764
−HK$1,054/mo
Today · 4.125%
HK$40,818
baseline
▲ 0.50% · 4.625%
HK$42,970
+HK$2,152/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,636/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,772
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,071
−HK$1,320/mo
Today · 4.125%
HK$44,391
baseline
▲ 0.50% · 4.625%
HK$47,093
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,782/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,471
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,717
−HK$1,265/mo
Today · 4.125%
HK$48,982
baseline
▲ 0.50% · 4.625%
HK$51,564
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,964/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,734
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,250
−HK$1,540/mo
Today · 4.125%
HK$51,790
baseline
▲ 0.50% · 4.625%
HK$54,941
+HK$3,151/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,580/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,216
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,670
−HK$1,475/mo
Today · 4.125%
HK$57,145
baseline
▲ 0.50% · 4.625%
HK$60,157
+HK$3,012/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,290/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,658
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,607
−HK$1,980/mo
Today · 4.125%
HK$66,587
baseline
▲ 0.50% · 4.625%
HK$70,639
+HK$4,052/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,174/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,706
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,576
−HK$1,896/mo
Today · 4.125%
HK$73,472
baseline
▲ 0.50% · 4.625%
HK$77,345
+HK$3,873/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,944/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,469 · Scale 2, in force from 26 Feb 2026)