LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,811
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,894
−HK$1,100/mo
Today · 4.125%
HK$36,994
baseline
▲ 0.50% · 4.625%
HK$39,245
+HK$2,251/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,988/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,727
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,765
−HK$1,054/mo
Today · 4.125%
HK$40,819
baseline
▲ 0.50% · 4.625%
HK$42,970
+HK$2,151/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,638/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,773
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,072
−HK$1,320/mo
Today · 4.125%
HK$44,392
baseline
▲ 0.50% · 4.625%
HK$47,094
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,784/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,472
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,718
−HK$1,265/mo
Today · 4.125%
HK$48,983
baseline
▲ 0.50% · 4.625%
HK$51,565
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,966/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,735
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,251
−HK$1,540/mo
Today · 4.125%
HK$51,791
baseline
▲ 0.50% · 4.625%
HK$54,943
+HK$3,152/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,582/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,217
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,671
−HK$1,475/mo
Today · 4.125%
HK$57,146
baseline
▲ 0.50% · 4.625%
HK$60,159
+HK$3,013/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,292/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,659
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,608
−HK$1,981/mo
Today · 4.125%
HK$66,589
baseline
▲ 0.50% · 4.625%
HK$70,640
+HK$4,051/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,178/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,708
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,577
−HK$1,897/mo
Today · 4.125%
HK$73,474
baseline
▲ 0.50% · 4.625%
HK$77,347
+HK$3,873/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,948/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,481 · Scale 2, in force from 26 Feb 2026)