LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,813
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,896
−HK$1,100/mo
Today · 4.125%
HK$36,996
baseline
▲ 0.50% · 4.625%
HK$39,247
+HK$2,251/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,992/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,729
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,767
−HK$1,054/mo
Today · 4.125%
HK$40,821
baseline
▲ 0.50% · 4.625%
HK$42,973
+HK$2,152/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,642/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,775
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,075
−HK$1,320/mo
Today · 4.125%
HK$44,395
baseline
▲ 0.50% · 4.625%
HK$47,096
+HK$2,701/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,790/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,474
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,721
−HK$1,264/mo
Today · 4.125%
HK$48,985
baseline
▲ 0.50% · 4.625%
HK$51,567
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,970/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,738
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,254
−HK$1,540/mo
Today · 4.125%
HK$51,794
baseline
▲ 0.50% · 4.625%
HK$54,946
+HK$3,152/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,588/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,220
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,674
−HK$1,476/mo
Today · 4.125%
HK$57,150
baseline
▲ 0.50% · 4.625%
HK$60,162
+HK$3,012/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,300/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,663
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,612
−HK$1,980/mo
Today · 4.125%
HK$66,592
baseline
▲ 0.50% · 4.625%
HK$70,644
+HK$4,052/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,184/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,712
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,581
−HK$1,897/mo
Today · 4.125%
HK$73,478
baseline
▲ 0.50% · 4.625%
HK$77,351
+HK$3,873/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,956/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,513 · Scale 2, in force from 26 Feb 2026)