LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,814
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,897
−HK$1,100/mo
Today · 4.125%
HK$36,997
baseline
▲ 0.50% · 4.625%
HK$39,248
+HK$2,251/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,994/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,730
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,769
−HK$1,053/mo
Today · 4.125%
HK$40,822
baseline
▲ 0.50% · 4.625%
HK$42,974
+HK$2,152/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,644/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,776
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,076
−HK$1,320/mo
Today · 4.125%
HK$44,396
baseline
▲ 0.50% · 4.625%
HK$47,098
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,792/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,476
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,722
−HK$1,265/mo
Today · 4.125%
HK$48,987
baseline
▲ 0.50% · 4.625%
HK$51,569
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,974/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,739
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,255
−HK$1,541/mo
Today · 4.125%
HK$51,796
baseline
▲ 0.50% · 4.625%
HK$54,947
+HK$3,151/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,592/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,222
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,676
−HK$1,475/mo
Today · 4.125%
HK$57,151
baseline
▲ 0.50% · 4.625%
HK$60,164
+HK$3,013/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,302/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,665
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,614
−HK$1,980/mo
Today · 4.125%
HK$66,594
baseline
▲ 0.50% · 4.625%
HK$70,646
+HK$4,052/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,188/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,714
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,583
−HK$1,897/mo
Today · 4.125%
HK$73,480
baseline
▲ 0.50% · 4.625%
HK$77,353
+HK$3,873/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,960/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,529 · Scale 2, in force from 26 Feb 2026)