LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,814
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,897
−HK$1,101/mo
Today · 4.125%
HK$36,998
baseline
▲ 0.50% · 4.625%
HK$39,249
+HK$2,251/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,996/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,731
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,769
−HK$1,054/mo
Today · 4.125%
HK$40,823
baseline
▲ 0.50% · 4.625%
HK$42,975
+HK$2,152/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,646/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,777
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,077
−HK$1,320/mo
Today · 4.125%
HK$44,397
baseline
▲ 0.50% · 4.625%
HK$47,099
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,794/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,477
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,723
−HK$1,265/mo
Today · 4.125%
HK$48,988
baseline
▲ 0.50% · 4.625%
HK$51,570
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,976/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,740
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,256
−HK$1,541/mo
Today · 4.125%
HK$51,797
baseline
▲ 0.50% · 4.625%
HK$54,948
+HK$3,151/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,594/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,223
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$55,677
−HK$1,475/mo
Today · 4.125%
HK$57,152
baseline
▲ 0.50% · 4.625%
HK$60,165
+HK$3,013/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,304/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,666
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,615
−HK$1,981/mo
Today · 4.125%
HK$66,596
baseline
▲ 0.50% · 4.625%
HK$70,648
+HK$4,052/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,192/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,715
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,585
−HK$1,897/mo
Today · 4.125%
HK$73,482
baseline
▲ 0.50% · 4.625%
HK$77,355
+HK$3,873/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,964/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,542 · Scale 2, in force from 26 Feb 2026)