LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,815
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,898
−HK$1,100/mo
Today · 4.125%
HK$36,998
baseline
▲ 0.50% · 4.625%
HK$39,249
+HK$2,251/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$73,996/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,731
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,770
−HK$1,053/mo
Today · 4.125%
HK$40,823
baseline
▲ 0.50% · 4.625%
HK$42,975
+HK$2,152/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,646/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,778
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,077
−HK$1,320/mo
Today · 4.125%
HK$44,397
baseline
▲ 0.50% · 4.625%
HK$47,099
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,794/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,477
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,724
−HK$1,264/mo
Today · 4.125%
HK$48,988
baseline
▲ 0.50% · 4.625%
HK$51,570
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,976/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,741
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$50,257
−HK$1,540/mo
Today · 4.125%
HK$51,797
baseline
▲ 0.50% · 4.625%
HK$54,949
+HK$3,152/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,594/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,223
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,678
−HK$1,475/mo
Today · 4.125%
HK$57,153
baseline
▲ 0.50% · 4.625%
HK$60,165
+HK$3,012/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,306/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,666
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,616
−HK$1,980/mo
Today · 4.125%
HK$66,596
baseline
▲ 0.50% · 4.625%
HK$70,648
+HK$4,052/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,192/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,716
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,585
−HK$1,897/mo
Today · 4.125%
HK$73,482
baseline
▲ 0.50% · 4.625%
HK$77,356
+HK$3,874/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,964/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,546 · Scale 2, in force from 26 Feb 2026)