LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,817
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,900
−HK$1,101/mo
Today · 4.125%
HK$37,001
baseline
▲ 0.50% · 4.625%
HK$39,252
+HK$2,251/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$74,002/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,734
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,773
−HK$1,054/mo
Today · 4.125%
HK$40,827
baseline
▲ 0.50% · 4.625%
HK$42,979
+HK$2,152/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,654/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,781
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,080
−HK$1,321/mo
Today · 4.125%
HK$44,401
baseline
▲ 0.50% · 4.625%
HK$47,102
+HK$2,701/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,802/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,481
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,727
−HK$1,265/mo
Today · 4.125%
HK$48,992
baseline
▲ 0.50% · 4.625%
HK$51,574
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,984/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,744
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,260
−HK$1,541/mo
Today · 4.125%
HK$51,801
baseline
▲ 0.50% · 4.625%
HK$54,953
+HK$3,152/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,602/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,227
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,682
−HK$1,475/mo
Today · 4.125%
HK$57,157
baseline
▲ 0.50% · 4.625%
HK$60,170
+HK$3,013/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,314/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,671
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,621
−HK$1,980/mo
Today · 4.125%
HK$66,601
baseline
▲ 0.50% · 4.625%
HK$70,654
+HK$4,053/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,202/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,721
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,591
−HK$1,897/mo
Today · 4.125%
HK$73,488
baseline
▲ 0.50% · 4.625%
HK$77,361
+HK$3,873/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,976/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,588 · Scale 2, in force from 26 Feb 2026)