LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,818
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,901
−HK$1,100/mo
Today · 4.125%
HK$37,001
baseline
▲ 0.50% · 4.625%
HK$39,253
+HK$2,252/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$74,002/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,735
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,773
−HK$1,054/mo
Today · 4.125%
HK$40,827
baseline
▲ 0.50% · 4.625%
HK$42,979
+HK$2,152/mo
Deposit HK$7.63M · loan HK$7.63M · min. income ≈ HK$81,654/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,781
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,081
−HK$1,321/mo
Today · 4.125%
HK$44,402
baseline
▲ 0.50% · 4.625%
HK$47,103
+HK$2,701/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,804/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,481
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,728
−HK$1,265/mo
Today · 4.125%
HK$48,993
baseline
▲ 0.50% · 4.625%
HK$51,575
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,986/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,745
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,261
−HK$1,541/mo
Today · 4.125%
HK$51,802
baseline
▲ 0.50% · 4.625%
HK$54,954
+HK$3,152/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,604/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,228
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,683
−HK$1,475/mo
Today · 4.125%
HK$57,158
baseline
▲ 0.50% · 4.625%
HK$60,171
+HK$3,013/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,316/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,672
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,622
−HK$1,980/mo
Today · 4.125%
HK$66,602
baseline
▲ 0.50% · 4.625%
HK$70,655
+HK$4,053/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,204/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,722
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,592
−HK$1,897/mo
Today · 4.125%
HK$73,489
baseline
▲ 0.50% · 4.625%
HK$77,363
+HK$3,874/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,978/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,599 · Scale 2, in force from 26 Feb 2026)