LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,820
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,903
−HK$1,101/mo
Today · 4.125%
HK$37,004
baseline
▲ 0.50% · 4.625%
HK$39,255
+HK$2,251/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,008/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,737
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,776
−HK$1,054/mo
Today · 4.125%
HK$40,830
baseline
▲ 0.50% · 4.625%
HK$42,982
+HK$2,152/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,660/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,784
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,084
−HK$1,320/mo
Today · 4.125%
HK$44,404
baseline
▲ 0.50% · 4.625%
HK$47,106
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,808/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,484
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,731
−HK$1,265/mo
Today · 4.125%
HK$48,996
baseline
▲ 0.50% · 4.625%
HK$51,578
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,992/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,748
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,264
−HK$1,541/mo
Today · 4.125%
HK$51,805
baseline
▲ 0.50% · 4.625%
HK$54,957
+HK$3,152/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,610/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,232
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,686
−HK$1,476/mo
Today · 4.125%
HK$57,162
baseline
▲ 0.50% · 4.625%
HK$60,175
+HK$3,013/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,324/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,676
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,626
−HK$1,980/mo
Today · 4.125%
HK$66,606
baseline
▲ 0.50% · 4.625%
HK$70,659
+HK$4,053/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,212/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,726
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,596
−HK$1,897/mo
Today · 4.125%
HK$73,493
baseline
▲ 0.50% · 4.625%
HK$77,367
+HK$3,874/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,986/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,633 · Scale 2, in force from 26 Feb 2026)