LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,821
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,905
−HK$1,100/mo
Today · 4.125%
HK$37,005
baseline
▲ 0.50% · 4.625%
HK$39,257
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,010/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,739
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,777
−HK$1,054/mo
Today · 4.125%
HK$40,831
baseline
▲ 0.50% · 4.625%
HK$42,984
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,662/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,786
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,086
−HK$1,320/mo
Today · 4.125%
HK$44,406
baseline
▲ 0.50% · 4.625%
HK$47,108
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,812/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,486
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,733
−HK$1,265/mo
Today · 4.125%
HK$48,998
baseline
▲ 0.50% · 4.625%
HK$51,580
+HK$2,582/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,996/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,750
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,266
−HK$1,541/mo
Today · 4.125%
HK$51,807
baseline
▲ 0.50% · 4.625%
HK$54,959
+HK$3,152/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,614/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,234
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,688
−HK$1,476/mo
Today · 4.125%
HK$57,164
baseline
▲ 0.50% · 4.625%
HK$60,177
+HK$3,013/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,328/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,679
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,628
−HK$1,981/mo
Today · 4.125%
HK$66,609
baseline
▲ 0.50% · 4.625%
HK$70,662
+HK$4,053/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,218/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,729
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,599
−HK$1,898/mo
Today · 4.125%
HK$73,497
baseline
▲ 0.50% · 4.625%
HK$77,371
+HK$3,874/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,994/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,658 · Scale 2, in force from 26 Feb 2026)