LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,822
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,906
−HK$1,100/mo
Today · 4.125%
HK$37,006
baseline
▲ 0.50% · 4.625%
HK$39,258
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,012/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,740
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,779
−HK$1,054/mo
Today · 4.125%
HK$40,833
baseline
▲ 0.50% · 4.625%
HK$42,985
+HK$2,152/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,666/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,787
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,087
−HK$1,320/mo
Today · 4.125%
HK$44,407
baseline
▲ 0.50% · 4.625%
HK$47,109
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,814/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,487
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,734
−HK$1,265/mo
Today · 4.125%
HK$48,999
baseline
▲ 0.50% · 4.625%
HK$51,582
+HK$2,583/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$97,998/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,751
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,268
−HK$1,541/mo
Today · 4.125%
HK$51,809
baseline
▲ 0.50% · 4.625%
HK$54,961
+HK$3,152/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,618/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,235
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,690
−HK$1,476/mo
Today · 4.125%
HK$57,166
baseline
▲ 0.50% · 4.625%
HK$60,179
+HK$3,013/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,332/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,680
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,630
−HK$1,981/mo
Today · 4.125%
HK$66,611
baseline
▲ 0.50% · 4.625%
HK$70,664
+HK$4,053/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,222/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,731
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,601
−HK$1,898/mo
Today · 4.125%
HK$73,499
baseline
▲ 0.50% · 4.625%
HK$77,373
+HK$3,874/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$146,998/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,673 · Scale 2, in force from 26 Feb 2026)