LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,823
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,906
−HK$1,101/mo
Today · 4.125%
HK$37,007
baseline
▲ 0.50% · 4.625%
HK$39,258
+HK$2,251/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,014/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,740
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,779
−HK$1,054/mo
Today · 4.125%
HK$40,833
baseline
▲ 0.50% · 4.625%
HK$42,986
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,666/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,787
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,087
−HK$1,321/mo
Today · 4.125%
HK$44,408
baseline
▲ 0.50% · 4.625%
HK$47,110
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,816/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,488
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,735
−HK$1,265/mo
Today · 4.125%
HK$49,000
baseline
▲ 0.50% · 4.625%
HK$51,583
+HK$2,583/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$98,000/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,752
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,269
−HK$1,540/mo
Today · 4.125%
HK$51,809
baseline
▲ 0.50% · 4.625%
HK$54,962
+HK$3,153/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,618/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,236
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,691
−HK$1,475/mo
Today · 4.125%
HK$57,166
baseline
▲ 0.50% · 4.625%
HK$60,180
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,332/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,681
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,631
−HK$1,981/mo
Today · 4.125%
HK$66,612
baseline
▲ 0.50% · 4.625%
HK$70,665
+HK$4,053/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,224/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,732
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,602
−HK$1,898/mo
Today · 4.125%
HK$73,500
baseline
▲ 0.50% · 4.625%
HK$77,374
+HK$3,874/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$147,000/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,681 · Scale 2, in force from 26 Feb 2026)