LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,824
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,907
−HK$1,100/mo
Today · 4.125%
HK$37,007
baseline
▲ 0.50% · 4.625%
HK$39,259
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,014/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,741
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,780
−HK$1,054/mo
Today · 4.125%
HK$40,834
baseline
▲ 0.50% · 4.625%
HK$42,986
+HK$2,152/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,668/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,788
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,088
−HK$1,321/mo
Today · 4.125%
HK$44,409
baseline
▲ 0.50% · 4.625%
HK$47,111
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,818/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,489
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,736
−HK$1,265/mo
Today · 4.125%
HK$49,001
baseline
▲ 0.50% · 4.625%
HK$51,584
+HK$2,583/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$98,002/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,753
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,270
−HK$1,540/mo
Today · 4.125%
HK$51,810
baseline
▲ 0.50% · 4.625%
HK$54,963
+HK$3,153/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,620/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,237
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,692
−HK$1,476/mo
Today · 4.125%
HK$57,168
baseline
▲ 0.50% · 4.625%
HK$60,181
+HK$3,013/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,336/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,683
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,632
−HK$1,981/mo
Today · 4.125%
HK$66,613
baseline
▲ 0.50% · 4.625%
HK$70,667
+HK$4,054/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$133,226/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,734
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,604
−HK$1,897/mo
Today · 4.125%
HK$73,501
baseline
▲ 0.50% · 4.625%
HK$77,376
+HK$3,875/mo
Deposit HK$1.53M · loan HK$13.74M · min. income ≈ HK$147,002/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,694 · Scale 2, in force from 26 Feb 2026)