LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,825
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,908
−HK$1,101/mo
Today · 4.125%
HK$37,009
baseline
▲ 0.50% · 4.625%
HK$39,261
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,018/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,743
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,782
−HK$1,054/mo
Today · 4.125%
HK$40,836
baseline
▲ 0.50% · 4.625%
HK$42,988
+HK$2,152/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,672/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,790
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,090
−HK$1,321/mo
Today · 4.125%
HK$44,411
baseline
▲ 0.50% · 4.625%
HK$47,113
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,822/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,491
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,738
−HK$1,265/mo
Today · 4.125%
HK$49,003
baseline
▲ 0.50% · 4.625%
HK$51,586
+HK$2,583/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$98,006/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,755
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,272
−HK$1,541/mo
Today · 4.125%
HK$51,813
baseline
▲ 0.50% · 4.625%
HK$54,965
+HK$3,152/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,626/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,240
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,694
−HK$1,476/mo
Today · 4.125%
HK$57,170
baseline
▲ 0.50% · 4.625%
HK$60,184
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,340/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,685
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,635
−HK$1,981/mo
Today · 4.125%
HK$66,616
baseline
▲ 0.50% · 4.625%
HK$70,670
+HK$4,054/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,232/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,737
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,607
−HK$1,897/mo
Today · 4.125%
HK$73,504
baseline
▲ 0.50% · 4.625%
HK$77,379
+HK$3,875/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,008/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,719 · Scale 2, in force from 26 Feb 2026)