LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,826
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,909
−HK$1,100/mo
Today · 4.125%
HK$37,009
baseline
▲ 0.50% · 4.625%
HK$39,261
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,018/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,743
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,782
−HK$1,054/mo
Today · 4.125%
HK$40,836
baseline
▲ 0.50% · 4.625%
HK$42,989
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,672/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,791
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,091
−HK$1,320/mo
Today · 4.125%
HK$44,411
baseline
▲ 0.50% · 4.625%
HK$47,114
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,822/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,492
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,739
−HK$1,264/mo
Today · 4.125%
HK$49,003
baseline
▲ 0.50% · 4.625%
HK$51,587
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$98,006/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,756
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,272
−HK$1,541/mo
Today · 4.125%
HK$51,813
baseline
▲ 0.50% · 4.625%
HK$54,966
+HK$3,153/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,626/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,240
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,695
−HK$1,476/mo
Today · 4.125%
HK$57,171
baseline
▲ 0.50% · 4.625%
HK$60,184
+HK$3,013/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,342/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,686
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,636
−HK$1,981/mo
Today · 4.125%
HK$66,617
baseline
▲ 0.50% · 4.625%
HK$70,670
+HK$4,053/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,234/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,738
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,608
−HK$1,897/mo
Today · 4.125%
HK$73,505
baseline
▲ 0.50% · 4.625%
HK$77,380
+HK$3,875/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,010/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,725 · Scale 2, in force from 26 Feb 2026)