LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,827
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,911
−HK$1,100/mo
Today · 4.125%
HK$37,011
baseline
▲ 0.50% · 4.625%
HK$39,263
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,022/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,745
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,784
−HK$1,054/mo
Today · 4.125%
HK$40,838
baseline
▲ 0.50% · 4.625%
HK$42,991
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,676/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,793
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,093
−HK$1,320/mo
Today · 4.125%
HK$44,413
baseline
▲ 0.50% · 4.625%
HK$47,116
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,826/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,494
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,741
−HK$1,265/mo
Today · 4.125%
HK$49,006
baseline
▲ 0.50% · 4.625%
HK$51,589
+HK$2,583/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$98,012/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,758
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,275
−HK$1,541/mo
Today · 4.125%
HK$51,816
baseline
▲ 0.50% · 4.625%
HK$54,969
+HK$3,153/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,632/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,243
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,698
−HK$1,475/mo
Today · 4.125%
HK$57,173
baseline
▲ 0.50% · 4.625%
HK$60,187
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,346/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,689
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,639
−HK$1,981/mo
Today · 4.125%
HK$66,620
baseline
▲ 0.50% · 4.625%
HK$70,674
+HK$4,054/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,240/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,741
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,611
−HK$1,898/mo
Today · 4.125%
HK$73,509
baseline
▲ 0.50% · 4.625%
HK$77,384
+HK$3,875/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,018/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,752 · Scale 2, in force from 26 Feb 2026)