LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,828
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,911
−HK$1,101/mo
Today · 4.125%
HK$37,012
baseline
▲ 0.50% · 4.625%
HK$39,264
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,024/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,745
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,785
−HK$1,054/mo
Today · 4.125%
HK$40,839
baseline
▲ 0.50% · 4.625%
HK$42,991
+HK$2,152/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,678/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,793
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,093
−HK$1,321/mo
Today · 4.125%
HK$44,414
baseline
▲ 0.50% · 4.625%
HK$47,117
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,828/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,495
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,742
−HK$1,265/mo
Today · 4.125%
HK$49,007
baseline
▲ 0.50% · 4.625%
HK$51,590
+HK$2,583/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$98,014/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,759
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,275
−HK$1,541/mo
Today · 4.125%
HK$51,816
baseline
▲ 0.50% · 4.625%
HK$54,969
+HK$3,153/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,632/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,244
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,698
−HK$1,476/mo
Today · 4.125%
HK$57,174
baseline
▲ 0.50% · 4.625%
HK$60,188
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,348/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$572,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,690
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,640
−HK$1,981/mo
Today · 4.125%
HK$66,621
baseline
▲ 0.50% · 4.625%
HK$70,675
+HK$4,054/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,242/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,742
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,612
−HK$1,898/mo
Today · 4.125%
HK$73,510
baseline
▲ 0.50% · 4.625%
HK$77,385
+HK$3,875/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,020/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,760 · Scale 2, in force from 26 Feb 2026)