LTV · monthly repayment
▼ 0.50% · 3.625%
HK$348,295
−HK$21,841/mo
▼ 0.25% · 3.875%
HK$359,129
−HK$11,007/mo
Today · 4.125%
HK$370,136
baseline
▲ 0.50% · 4.625%
HK$392,658
+HK$22,522/mo
Deposit HK$76.37M · loan HK$76.37M · min. income ≈ HK$740,272/mo (50% DSR)
Upfront cash ≈ HK$86.30M (deposit + AVD stamp duty HK$9,928,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,475
−HK$20,934/mo
▼ 0.25% · 3.875%
HK$397,867
−HK$10,542/mo
Today · 4.125%
HK$408,409
baseline
▲ 0.50% · 4.625%
HK$429,937
+HK$21,528/mo
Deposit HK$76.37M · loan HK$76.37M · min. income ≈ HK$816,818/mo (50% DSR)
Upfront cash ≈ HK$86.30M (deposit + AVD stamp duty HK$9,928,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,954
−HK$26,210/mo
▼ 0.25% · 3.875%
HK$430,955
−HK$13,209/mo
Today · 4.125%
HK$444,164
baseline
▲ 0.50% · 4.625%
HK$471,190
+HK$27,026/mo
Deposit HK$61.10M · loan HK$91.65M · min. income ≈ HK$888,328/mo (50% DSR)
Upfront cash ≈ HK$71.03M (deposit + AVD stamp duty HK$9,928,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$464,970
−HK$25,121/mo
▼ 0.25% · 3.875%
HK$477,440
−HK$12,651/mo
Today · 4.125%
HK$490,091
baseline
▲ 0.50% · 4.625%
HK$515,924
+HK$25,833/mo
Deposit HK$61.10M · loan HK$91.65M · min. income ≈ HK$980,182/mo (50% DSR)
Upfront cash ≈ HK$71.03M (deposit + AVD stamp duty HK$9,928,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$487,613
−HK$30,578/mo
▼ 0.25% · 3.875%
HK$502,781
−HK$15,410/mo
Today · 4.125%
HK$518,191
baseline
▲ 0.50% · 4.625%
HK$549,722
+HK$31,531/mo
Deposit HK$45.82M · loan HK$106.92M · min. income ≈ HK$1,036,382/mo (50% DSR)
Upfront cash ≈ HK$55.75M (deposit + AVD stamp duty HK$9,928,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$542,465
−HK$29,307/mo
▼ 0.25% · 3.875%
HK$557,013
−HK$14,759/mo
Today · 4.125%
HK$571,772
baseline
▲ 0.50% · 4.625%
HK$601,911
+HK$30,139/mo
Deposit HK$45.82M · loan HK$106.92M · min. income ≈ HK$1,143,544/mo (50% DSR)
Upfront cash ≈ HK$55.75M (deposit + AVD stamp duty HK$9,928,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$626,931
−HK$39,314/mo
▼ 0.25% · 3.875%
HK$646,432
−HK$19,813/mo
Today · 4.125%
HK$666,245
baseline
▲ 0.50% · 4.625%
HK$706,785
+HK$40,540/mo
Deposit HK$15.27M · loan HK$137.47M · min. income ≈ HK$1,332,490/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$9,928,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$697,455
−HK$37,681/mo
▼ 0.25% · 3.875%
HK$716,160
−HK$18,976/mo
Today · 4.125%
HK$735,136
baseline
▲ 0.50% · 4.625%
HK$773,886
+HK$38,750/mo
Deposit HK$15.27M · loan HK$137.47M · min. income ≈ HK$1,470,272/mo (50% DSR)
Upfront cash ≈ HK$25.20M (deposit + AVD stamp duty HK$9,928,350 · Scale 2, in force from 26 Feb 2026)