LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,830
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,913
−HK$1,101/mo
Today · 4.125%
HK$37,014
baseline
▲ 0.50% · 4.625%
HK$39,266
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,028/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,748
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,787
−HK$1,054/mo
Today · 4.125%
HK$40,841
baseline
▲ 0.50% · 4.625%
HK$42,994
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,682/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,796
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,096
−HK$1,321/mo
Today · 4.125%
HK$44,417
baseline
▲ 0.50% · 4.625%
HK$47,119
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,834/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,497
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,744
−HK$1,265/mo
Today · 4.125%
HK$49,009
baseline
▲ 0.50% · 4.625%
HK$51,593
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$98,018/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,762
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,278
−HK$1,541/mo
Today · 4.125%
HK$51,819
baseline
▲ 0.50% · 4.625%
HK$54,972
+HK$3,153/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,638/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,247
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,702
−HK$1,475/mo
Today · 4.125%
HK$57,177
baseline
▲ 0.50% · 4.625%
HK$60,191
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,354/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,693
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,643
−HK$1,982/mo
Today · 4.125%
HK$66,625
baseline
▲ 0.50% · 4.625%
HK$70,679
+HK$4,054/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,250/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,746
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,616
−HK$1,898/mo
Today · 4.125%
HK$73,514
baseline
▲ 0.50% · 4.625%
HK$77,389
+HK$3,875/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,028/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,792 · Scale 2, in force from 26 Feb 2026)