LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,830
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,914
−HK$1,101/mo
Today · 4.125%
HK$37,015
baseline
▲ 0.50% · 4.625%
HK$39,267
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,030/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,748
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,788
−HK$1,054/mo
Today · 4.125%
HK$40,842
baseline
▲ 0.50% · 4.625%
HK$42,995
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,684/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,796
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,097
−HK$1,320/mo
Today · 4.125%
HK$44,417
baseline
▲ 0.50% · 4.625%
HK$47,120
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$88,834/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,498
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,745
−HK$1,265/mo
Today · 4.125%
HK$49,010
baseline
▲ 0.50% · 4.625%
HK$51,594
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.16M · min. income ≈ HK$98,020/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,763
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,279
−HK$1,541/mo
Today · 4.125%
HK$51,820
baseline
▲ 0.50% · 4.625%
HK$54,974
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,640/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,248
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,703
−HK$1,476/mo
Today · 4.125%
HK$57,179
baseline
▲ 0.50% · 4.625%
HK$60,193
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,358/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,695
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,645
−HK$1,981/mo
Today · 4.125%
HK$66,626
baseline
▲ 0.50% · 4.625%
HK$70,680
+HK$4,054/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,252/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,747
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,618
−HK$1,897/mo
Today · 4.125%
HK$73,515
baseline
▲ 0.50% · 4.625%
HK$77,391
+HK$3,876/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,030/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,804 · Scale 2, in force from 26 Feb 2026)