LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,831
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,915
−HK$1,100/mo
Today · 4.125%
HK$37,015
baseline
▲ 0.50% · 4.625%
HK$39,268
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,030/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,749
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,789
−HK$1,054/mo
Today · 4.125%
HK$40,843
baseline
▲ 0.50% · 4.625%
HK$42,996
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,686/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,797
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,097
−HK$1,321/mo
Today · 4.125%
HK$44,418
baseline
▲ 0.50% · 4.625%
HK$47,121
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,836/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,499
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,746
−HK$1,265/mo
Today · 4.125%
HK$49,011
baseline
▲ 0.50% · 4.625%
HK$51,595
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,022/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,764
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,280
−HK$1,541/mo
Today · 4.125%
HK$51,821
baseline
▲ 0.50% · 4.625%
HK$54,975
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,642/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,249
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,704
−HK$1,476/mo
Today · 4.125%
HK$57,180
baseline
▲ 0.50% · 4.625%
HK$60,194
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,360/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,696
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,646
−HK$1,982/mo
Today · 4.125%
HK$66,628
baseline
▲ 0.50% · 4.625%
HK$70,682
+HK$4,054/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,256/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,749
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,619
−HK$1,898/mo
Today · 4.125%
HK$73,517
baseline
▲ 0.50% · 4.625%
HK$77,392
+HK$3,875/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,034/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,817 · Scale 2, in force from 26 Feb 2026)