LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,832
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,916
−HK$1,100/mo
Today · 4.125%
HK$37,016
baseline
▲ 0.50% · 4.625%
HK$39,269
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,032/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,750
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,790
−HK$1,054/mo
Today · 4.125%
HK$40,844
baseline
▲ 0.50% · 4.625%
HK$42,997
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,688/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,799
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,099
−HK$1,321/mo
Today · 4.125%
HK$44,420
baseline
▲ 0.50% · 4.625%
HK$47,122
+HK$2,702/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,840/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,500
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,748
−HK$1,265/mo
Today · 4.125%
HK$49,013
baseline
▲ 0.50% · 4.625%
HK$51,596
+HK$2,583/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,026/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,765
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,282
−HK$1,541/mo
Today · 4.125%
HK$51,823
baseline
▲ 0.50% · 4.625%
HK$54,976
+HK$3,153/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,646/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,251
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$55,705
−HK$1,476/mo
Today · 4.125%
HK$57,181
baseline
▲ 0.50% · 4.625%
HK$60,196
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,362/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,698
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,648
−HK$1,981/mo
Today · 4.125%
HK$66,629
baseline
▲ 0.50% · 4.625%
HK$70,684
+HK$4,055/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,258/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,751
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,621
−HK$1,898/mo
Today · 4.125%
HK$73,519
baseline
▲ 0.50% · 4.625%
HK$77,394
+HK$3,875/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,038/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,832 · Scale 2, in force from 26 Feb 2026)