LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,835
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,918
−HK$1,101/mo
Today · 4.125%
HK$37,019
baseline
▲ 0.50% · 4.625%
HK$39,272
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,038/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,753
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,793
−HK$1,054/mo
Today · 4.125%
HK$40,847
baseline
▲ 0.50% · 4.625%
HK$43,000
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,694/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,802
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,102
−HK$1,321/mo
Today · 4.125%
HK$44,423
baseline
▲ 0.50% · 4.625%
HK$47,126
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,846/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,504
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,751
−HK$1,266/mo
Today · 4.125%
HK$49,017
baseline
▲ 0.50% · 4.625%
HK$51,600
+HK$2,583/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,034/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,769
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,286
−HK$1,541/mo
Today · 4.125%
HK$51,827
baseline
▲ 0.50% · 4.625%
HK$54,981
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,654/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,255
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,710
−HK$1,476/mo
Today · 4.125%
HK$57,186
baseline
▲ 0.50% · 4.625%
HK$60,200
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,372/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,703
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,653
−HK$1,982/mo
Today · 4.125%
HK$66,635
baseline
▲ 0.50% · 4.625%
HK$70,689
+HK$4,054/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,270/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,756
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,627
−HK$1,898/mo
Today · 4.125%
HK$73,525
baseline
▲ 0.50% · 4.625%
HK$77,401
+HK$3,876/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,050/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,878 · Scale 2, in force from 26 Feb 2026)