LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,835
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,919
−HK$1,101/mo
Today · 4.125%
HK$37,020
baseline
▲ 0.50% · 4.625%
HK$39,272
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,040/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,754
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,793
−HK$1,055/mo
Today · 4.125%
HK$40,848
baseline
▲ 0.50% · 4.625%
HK$43,001
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,696/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,802
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,103
−HK$1,321/mo
Today · 4.125%
HK$44,424
baseline
▲ 0.50% · 4.625%
HK$47,127
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,848/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,505
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,752
−HK$1,265/mo
Today · 4.125%
HK$49,017
baseline
▲ 0.50% · 4.625%
HK$51,601
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,034/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,769
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,286
−HK$1,542/mo
Today · 4.125%
HK$51,828
baseline
▲ 0.50% · 4.625%
HK$54,981
+HK$3,153/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,656/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,255
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,711
−HK$1,476/mo
Today · 4.125%
HK$57,187
baseline
▲ 0.50% · 4.625%
HK$60,201
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,374/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,704
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,654
−HK$1,982/mo
Today · 4.125%
HK$66,636
baseline
▲ 0.50% · 4.625%
HK$70,690
+HK$4,054/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,272/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,757
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,628
−HK$1,898/mo
Today · 4.125%
HK$73,526
baseline
▲ 0.50% · 4.625%
HK$77,401
+HK$3,875/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,052/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,885 · Scale 2, in force from 26 Feb 2026)