LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,836
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,920
−HK$1,101/mo
Today · 4.125%
HK$37,021
baseline
▲ 0.50% · 4.625%
HK$39,273
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,042/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,755
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,794
−HK$1,055/mo
Today · 4.125%
HK$40,849
baseline
▲ 0.50% · 4.625%
HK$43,002
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,698/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,803
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,104
−HK$1,321/mo
Today · 4.125%
HK$44,425
baseline
▲ 0.50% · 4.625%
HK$47,128
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,850/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,506
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,753
−HK$1,265/mo
Today · 4.125%
HK$49,018
baseline
▲ 0.50% · 4.625%
HK$51,602
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,036/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,770
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,287
−HK$1,542/mo
Today · 4.125%
HK$51,829
baseline
▲ 0.50% · 4.625%
HK$54,982
+HK$3,153/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,658/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,257
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,712
−HK$1,476/mo
Today · 4.125%
HK$57,188
baseline
▲ 0.50% · 4.625%
HK$60,202
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,376/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,705
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,655
−HK$1,982/mo
Today · 4.125%
HK$66,637
baseline
▲ 0.50% · 4.625%
HK$70,692
+HK$4,055/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,274/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,758
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,629
−HK$1,898/mo
Today · 4.125%
HK$73,527
baseline
▲ 0.50% · 4.625%
HK$77,403
+HK$3,876/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,054/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,897 · Scale 2, in force from 26 Feb 2026)