LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,837
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,921
−HK$1,100/mo
Today · 4.125%
HK$37,021
baseline
▲ 0.50% · 4.625%
HK$39,274
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,042/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,756
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,795
−HK$1,055/mo
Today · 4.125%
HK$40,850
baseline
▲ 0.50% · 4.625%
HK$43,003
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,700/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,804
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,105
−HK$1,321/mo
Today · 4.125%
HK$44,426
baseline
▲ 0.50% · 4.625%
HK$47,129
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,852/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,507
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,754
−HK$1,265/mo
Today · 4.125%
HK$49,019
baseline
▲ 0.50% · 4.625%
HK$51,603
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,038/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,772
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,289
−HK$1,541/mo
Today · 4.125%
HK$51,830
baseline
▲ 0.50% · 4.625%
HK$54,984
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,660/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,258
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,713
−HK$1,476/mo
Today · 4.125%
HK$57,189
baseline
▲ 0.50% · 4.625%
HK$60,204
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,378/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,706
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,657
−HK$1,982/mo
Today · 4.125%
HK$66,639
baseline
▲ 0.50% · 4.625%
HK$70,693
+HK$4,054/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,278/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,760
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,631
−HK$1,898/mo
Today · 4.125%
HK$73,529
baseline
▲ 0.50% · 4.625%
HK$77,405
+HK$3,876/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,058/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,911 · Scale 2, in force from 26 Feb 2026)