LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,837
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,921
−HK$1,101/mo
Today · 4.125%
HK$37,022
baseline
▲ 0.50% · 4.625%
HK$39,275
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,044/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,756
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,796
−HK$1,054/mo
Today · 4.125%
HK$40,850
baseline
▲ 0.50% · 4.625%
HK$43,003
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,700/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,805
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,105
−HK$1,321/mo
Today · 4.125%
HK$44,426
baseline
▲ 0.50% · 4.625%
HK$47,130
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,852/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,508
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,755
−HK$1,265/mo
Today · 4.125%
HK$49,020
baseline
▲ 0.50% · 4.625%
HK$51,604
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,040/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,772
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,290
−HK$1,541/mo
Today · 4.125%
HK$51,831
baseline
▲ 0.50% · 4.625%
HK$54,985
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,662/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,259
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,714
−HK$1,476/mo
Today · 4.125%
HK$57,190
baseline
▲ 0.50% · 4.625%
HK$60,205
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,380/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,707
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,658
−HK$1,982/mo
Today · 4.125%
HK$66,640
baseline
▲ 0.50% · 4.625%
HK$70,695
+HK$4,055/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,280/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,761
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,632
−HK$1,898/mo
Today · 4.125%
HK$73,530
baseline
▲ 0.50% · 4.625%
HK$77,406
+HK$3,876/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,060/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,920 · Scale 2, in force from 26 Feb 2026)