LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,838
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,921
−HK$1,101/mo
Today · 4.125%
HK$37,022
baseline
▲ 0.50% · 4.625%
HK$39,275
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,044/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,757
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,796
−HK$1,055/mo
Today · 4.125%
HK$40,851
baseline
▲ 0.50% · 4.625%
HK$43,004
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,702/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,805
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,106
−HK$1,321/mo
Today · 4.125%
HK$44,427
baseline
▲ 0.50% · 4.625%
HK$47,130
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,854/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,508
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,755
−HK$1,266/mo
Today · 4.125%
HK$49,021
baseline
▲ 0.50% · 4.625%
HK$51,605
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,042/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,773
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,290
−HK$1,541/mo
Today · 4.125%
HK$51,831
baseline
▲ 0.50% · 4.625%
HK$54,985
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,662/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,259
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,715
−HK$1,476/mo
Today · 4.125%
HK$57,191
baseline
▲ 0.50% · 4.625%
HK$60,205
+HK$3,014/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,382/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,708
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,659
−HK$1,981/mo
Today · 4.125%
HK$66,640
baseline
▲ 0.50% · 4.625%
HK$70,695
+HK$4,055/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,280/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,762
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,633
−HK$1,898/mo
Today · 4.125%
HK$73,531
baseline
▲ 0.50% · 4.625%
HK$77,407
+HK$3,876/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,062/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,926 · Scale 2, in force from 26 Feb 2026)