LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,838
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,922
−HK$1,101/mo
Today · 4.125%
HK$37,023
baseline
▲ 0.50% · 4.625%
HK$39,275
+HK$2,252/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,046/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,757
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,796
−HK$1,055/mo
Today · 4.125%
HK$40,851
baseline
▲ 0.50% · 4.625%
HK$43,004
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,702/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,806
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,106
−HK$1,321/mo
Today · 4.125%
HK$44,427
baseline
▲ 0.50% · 4.625%
HK$47,131
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,854/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,508
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,756
−HK$1,265/mo
Today · 4.125%
HK$49,021
baseline
▲ 0.50% · 4.625%
HK$51,605
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,042/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,773
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,290
−HK$1,542/mo
Today · 4.125%
HK$51,832
baseline
▲ 0.50% · 4.625%
HK$54,986
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$103,664/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,260
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,715
−HK$1,476/mo
Today · 4.125%
HK$57,191
baseline
▲ 0.50% · 4.625%
HK$60,206
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.69M · min. income ≈ HK$114,382/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,708
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,659
−HK$1,982/mo
Today · 4.125%
HK$66,641
baseline
▲ 0.50% · 4.625%
HK$70,696
+HK$4,055/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,282/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,763
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,634
−HK$1,898/mo
Today · 4.125%
HK$73,532
baseline
▲ 0.50% · 4.625%
HK$77,408
+HK$3,876/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,064/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,930 · Scale 2, in force from 26 Feb 2026)