LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,839
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,923
−HK$1,101/mo
Today · 4.125%
HK$37,024
baseline
▲ 0.50% · 4.625%
HK$39,277
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,048/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,758
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,798
−HK$1,054/mo
Today · 4.125%
HK$40,852
baseline
▲ 0.50% · 4.625%
HK$43,006
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,704/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,807
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,108
−HK$1,321/mo
Today · 4.125%
HK$44,429
baseline
▲ 0.50% · 4.625%
HK$47,132
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,858/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,510
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,757
−HK$1,266/mo
Today · 4.125%
HK$49,023
baseline
▲ 0.50% · 4.625%
HK$51,607
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,046/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,775
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,292
−HK$1,542/mo
Today · 4.125%
HK$51,834
baseline
▲ 0.50% · 4.625%
HK$54,987
+HK$3,153/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,668/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,262
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,717
−HK$1,476/mo
Today · 4.125%
HK$57,193
baseline
▲ 0.50% · 4.625%
HK$60,208
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,386/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,711
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,661
−HK$1,982/mo
Today · 4.125%
HK$66,643
baseline
▲ 0.50% · 4.625%
HK$70,698
+HK$4,055/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,286/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,765
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,636
−HK$1,898/mo
Today · 4.125%
HK$73,534
baseline
▲ 0.50% · 4.625%
HK$77,410
+HK$3,876/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,068/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,950 · Scale 2, in force from 26 Feb 2026)