LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,840
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,924
−HK$1,101/mo
Today · 4.125%
HK$37,025
baseline
▲ 0.50% · 4.625%
HK$39,278
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,050/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,759
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,799
−HK$1,054/mo
Today · 4.125%
HK$40,853
baseline
▲ 0.50% · 4.625%
HK$43,006
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,706/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,808
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,108
−HK$1,322/mo
Today · 4.125%
HK$44,430
baseline
▲ 0.50% · 4.625%
HK$47,133
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,860/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,511
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,758
−HK$1,266/mo
Today · 4.125%
HK$49,024
baseline
▲ 0.50% · 4.625%
HK$51,608
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,048/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,776
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,293
−HK$1,542/mo
Today · 4.125%
HK$51,835
baseline
▲ 0.50% · 4.625%
HK$54,989
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,670/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,263
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,718
−HK$1,476/mo
Today · 4.125%
HK$57,194
baseline
▲ 0.50% · 4.625%
HK$60,209
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,388/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,712
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,662
−HK$1,982/mo
Today · 4.125%
HK$66,644
baseline
▲ 0.50% · 4.625%
HK$70,700
+HK$4,056/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,288/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,766
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,637
−HK$1,898/mo
Today · 4.125%
HK$73,535
baseline
▲ 0.50% · 4.625%
HK$77,412
+HK$3,877/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,070/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,960 · Scale 2, in force from 26 Feb 2026)