LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,841
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,925
−HK$1,101/mo
Today · 4.125%
HK$37,026
baseline
▲ 0.50% · 4.625%
HK$39,279
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,052/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,760
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,800
−HK$1,054/mo
Today · 4.125%
HK$40,854
baseline
▲ 0.50% · 4.625%
HK$43,008
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,708/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,809
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,110
−HK$1,321/mo
Today · 4.125%
HK$44,431
baseline
▲ 0.50% · 4.625%
HK$47,135
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,862/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,512
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,760
−HK$1,265/mo
Today · 4.125%
HK$49,025
baseline
▲ 0.50% · 4.625%
HK$51,610
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,050/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,778
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,295
−HK$1,541/mo
Today · 4.125%
HK$51,836
baseline
▲ 0.50% · 4.625%
HK$54,990
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,672/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,265
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,720
−HK$1,476/mo
Today · 4.125%
HK$57,196
baseline
▲ 0.50% · 4.625%
HK$60,211
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,392/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,714
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,665
−HK$1,982/mo
Today · 4.125%
HK$66,647
baseline
▲ 0.50% · 4.625%
HK$70,702
+HK$4,055/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,294/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,769
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,640
−HK$1,898/mo
Today · 4.125%
HK$73,538
baseline
▲ 0.50% · 4.625%
HK$77,414
+HK$3,876/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,076/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,980 · Scale 2, in force from 26 Feb 2026)