LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,842
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,926
−HK$1,101/mo
Today · 4.125%
HK$37,027
baseline
▲ 0.50% · 4.625%
HK$39,280
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,054/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,761
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,801
−HK$1,055/mo
Today · 4.125%
HK$40,856
baseline
▲ 0.50% · 4.625%
HK$43,009
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,712/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$572,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,810
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,111
−HK$1,321/mo
Today · 4.125%
HK$44,432
baseline
▲ 0.50% · 4.625%
HK$47,136
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,864/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,514
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,761
−HK$1,266/mo
Today · 4.125%
HK$49,027
baseline
▲ 0.50% · 4.625%
HK$51,611
+HK$2,584/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,054/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$572,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,779
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,296
−HK$1,542/mo
Today · 4.125%
HK$51,838
baseline
▲ 0.50% · 4.625%
HK$54,992
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,676/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,266
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,721
−HK$1,477/mo
Today · 4.125%
HK$57,198
baseline
▲ 0.50% · 4.625%
HK$60,213
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,396/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$572,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,716
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,667
−HK$1,982/mo
Today · 4.125%
HK$66,649
baseline
▲ 0.50% · 4.625%
HK$70,704
+HK$4,055/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,298/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,771
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,642
−HK$1,898/mo
Today · 4.125%
HK$73,540
baseline
▲ 0.50% · 4.625%
HK$77,417
+HK$3,877/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,080/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$572,996 · Scale 2, in force from 26 Feb 2026)