LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,843
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,927
−HK$1,101/mo
Today · 4.125%
HK$37,028
baseline
▲ 0.50% · 4.625%
HK$39,281
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,056/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,763
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,802
−HK$1,055/mo
Today · 4.125%
HK$40,857
baseline
▲ 0.50% · 4.625%
HK$43,011
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,714/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,812
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,112
−HK$1,322/mo
Today · 4.125%
HK$44,434
baseline
▲ 0.50% · 4.625%
HK$47,138
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,868/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,515
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,763
−HK$1,265/mo
Today · 4.125%
HK$49,028
baseline
▲ 0.50% · 4.625%
HK$51,613
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,056/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,781
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,298
−HK$1,541/mo
Today · 4.125%
HK$51,839
baseline
▲ 0.50% · 4.625%
HK$54,994
+HK$3,155/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,678/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,268
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,723
−HK$1,477/mo
Today · 4.125%
HK$57,200
baseline
▲ 0.50% · 4.625%
HK$60,215
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,400/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,718
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,669
−HK$1,982/mo
Today · 4.125%
HK$66,651
baseline
▲ 0.50% · 4.625%
HK$70,706
+HK$4,055/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,302/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,773
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,644
−HK$1,899/mo
Today · 4.125%
HK$73,543
baseline
▲ 0.50% · 4.625%
HK$77,419
+HK$3,876/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,086/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,015 · Scale 2, in force from 26 Feb 2026)