LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,844
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,928
−HK$1,101/mo
Today · 4.125%
HK$37,029
baseline
▲ 0.50% · 4.625%
HK$39,282
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,058/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,764
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,803
−HK$1,055/mo
Today · 4.125%
HK$40,858
baseline
▲ 0.50% · 4.625%
HK$43,011
+HK$2,153/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,716/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,813
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,113
−HK$1,322/mo
Today · 4.125%
HK$44,435
baseline
▲ 0.50% · 4.625%
HK$47,138
+HK$2,703/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,870/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,516
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,764
−HK$1,265/mo
Today · 4.125%
HK$49,029
baseline
▲ 0.50% · 4.625%
HK$51,614
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,058/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,782
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,299
−HK$1,542/mo
Today · 4.125%
HK$51,841
baseline
▲ 0.50% · 4.625%
HK$54,995
+HK$3,154/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,682/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,269
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,724
−HK$1,477/mo
Today · 4.125%
HK$57,201
baseline
▲ 0.50% · 4.625%
HK$60,216
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,402/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,719
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,670
−HK$1,982/mo
Today · 4.125%
HK$66,652
baseline
▲ 0.50% · 4.625%
HK$70,708
+HK$4,056/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,304/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,774
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,646
−HK$1,898/mo
Today · 4.125%
HK$73,544
baseline
▲ 0.50% · 4.625%
HK$77,421
+HK$3,877/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,088/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,027 · Scale 2, in force from 26 Feb 2026)