LTV · monthly repayment
▼ 0.50% · 3.625%
HK$348,452
−HK$21,851/mo
▼ 0.25% · 3.875%
HK$359,291
−HK$11,012/mo
Today · 4.125%
HK$370,303
baseline
▲ 0.50% · 4.625%
HK$392,835
+HK$22,532/mo
Deposit HK$76.41M · loan HK$76.41M · min. income ≈ HK$740,606/mo (50% DSR)
Upfront cash ≈ HK$86.34M (deposit + AVD stamp duty HK$9,932,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,650
−HK$20,943/mo
▼ 0.25% · 3.875%
HK$398,046
−HK$10,547/mo
Today · 4.125%
HK$408,593
baseline
▲ 0.50% · 4.625%
HK$430,131
+HK$21,538/mo
Deposit HK$76.41M · loan HK$76.41M · min. income ≈ HK$817,186/mo (50% DSR)
Upfront cash ≈ HK$86.34M (deposit + AVD stamp duty HK$9,932,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$418,143
−HK$26,221/mo
▼ 0.25% · 3.875%
HK$431,149
−HK$13,215/mo
Today · 4.125%
HK$444,364
baseline
▲ 0.50% · 4.625%
HK$471,402
+HK$27,038/mo
Deposit HK$61.13M · loan HK$91.69M · min. income ≈ HK$888,728/mo (50% DSR)
Upfront cash ≈ HK$71.06M (deposit + AVD stamp duty HK$9,932,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$465,180
−HK$25,132/mo
▼ 0.25% · 3.875%
HK$477,655
−HK$12,657/mo
Today · 4.125%
HK$490,312
baseline
▲ 0.50% · 4.625%
HK$516,157
+HK$25,845/mo
Deposit HK$61.13M · loan HK$91.69M · min. income ≈ HK$980,624/mo (50% DSR)
Upfront cash ≈ HK$71.06M (deposit + AVD stamp duty HK$9,932,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$487,833
−HK$30,592/mo
▼ 0.25% · 3.875%
HK$503,008
−HK$15,417/mo
Today · 4.125%
HK$518,425
baseline
▲ 0.50% · 4.625%
HK$549,969
+HK$31,544/mo
Deposit HK$45.84M · loan HK$106.97M · min. income ≈ HK$1,036,850/mo (50% DSR)
Upfront cash ≈ HK$55.78M (deposit + AVD stamp duty HK$9,932,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$542,709
−HK$29,321/mo
▼ 0.25% · 3.875%
HK$557,265
−HK$14,765/mo
Today · 4.125%
HK$572,030
baseline
▲ 0.50% · 4.625%
HK$602,183
+HK$30,153/mo
Deposit HK$45.84M · loan HK$106.97M · min. income ≈ HK$1,144,060/mo (50% DSR)
Upfront cash ≈ HK$55.78M (deposit + AVD stamp duty HK$9,932,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$627,214
−HK$39,332/mo
▼ 0.25% · 3.875%
HK$646,724
−HK$19,822/mo
Today · 4.125%
HK$666,546
baseline
▲ 0.50% · 4.625%
HK$707,104
+HK$40,558/mo
Deposit HK$15.28M · loan HK$137.53M · min. income ≈ HK$1,333,092/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$9,932,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$697,769
−HK$37,699/mo
▼ 0.25% · 3.875%
HK$716,483
−HK$18,985/mo
Today · 4.125%
HK$735,468
baseline
▲ 0.50% · 4.625%
HK$774,235
+HK$38,767/mo
Deposit HK$15.28M · loan HK$137.53M · min. income ≈ HK$1,470,936/mo (50% DSR)
Upfront cash ≈ HK$25.21M (deposit + AVD stamp duty HK$9,932,829 · Scale 2, in force from 26 Feb 2026)