LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,847
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,931
−HK$1,101/mo
Today · 4.125%
HK$37,032
baseline
▲ 0.50% · 4.625%
HK$39,286
+HK$2,254/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,064/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,767
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,807
−HK$1,055/mo
Today · 4.125%
HK$40,862
baseline
▲ 0.50% · 4.625%
HK$43,016
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,724/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,817
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,117
−HK$1,322/mo
Today · 4.125%
HK$44,439
baseline
▲ 0.50% · 4.625%
HK$47,143
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,878/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,521
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,768
−HK$1,266/mo
Today · 4.125%
HK$49,034
baseline
▲ 0.50% · 4.625%
HK$51,619
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,068/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,786
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,304
−HK$1,541/mo
Today · 4.125%
HK$51,845
baseline
▲ 0.50% · 4.625%
HK$55,000
+HK$3,155/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,690/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,274
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,730
−HK$1,476/mo
Today · 4.125%
HK$57,206
baseline
▲ 0.50% · 4.625%
HK$60,222
+HK$3,016/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,412/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,725
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,676
−HK$1,982/mo
Today · 4.125%
HK$66,658
baseline
▲ 0.50% · 4.625%
HK$70,715
+HK$4,057/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,316/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,781
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,653
−HK$1,898/mo
Today · 4.125%
HK$73,551
baseline
▲ 0.50% · 4.625%
HK$77,428
+HK$3,877/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,102/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,082 · Scale 2, in force from 26 Feb 2026)