LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,848
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,932
−HK$1,101/mo
Today · 4.125%
HK$37,033
baseline
▲ 0.50% · 4.625%
HK$39,287
+HK$2,254/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,066/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,768
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,808
−HK$1,054/mo
Today · 4.125%
HK$40,862
baseline
▲ 0.50% · 4.625%
HK$43,016
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,724/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,817
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,118
−HK$1,322/mo
Today · 4.125%
HK$44,440
baseline
▲ 0.50% · 4.625%
HK$47,144
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,880/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,522
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,769
−HK$1,266/mo
Today · 4.125%
HK$49,035
baseline
▲ 0.50% · 4.625%
HK$51,620
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,070/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,787
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,305
−HK$1,541/mo
Today · 4.125%
HK$51,846
baseline
▲ 0.50% · 4.625%
HK$55,001
+HK$3,155/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,692/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,275
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,731
−HK$1,476/mo
Today · 4.125%
HK$57,207
baseline
▲ 0.50% · 4.625%
HK$60,223
+HK$3,016/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,414/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,726
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,677
−HK$1,983/mo
Today · 4.125%
HK$66,660
baseline
▲ 0.50% · 4.625%
HK$70,716
+HK$4,056/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,320/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,782
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,654
−HK$1,898/mo
Today · 4.125%
HK$73,552
baseline
▲ 0.50% · 4.625%
HK$77,429
+HK$3,877/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,104/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,092 · Scale 2, in force from 26 Feb 2026)